Collier Edition

By Ulla-Undine Merritt (Dee) National Producer Number (NPN) 8853366 Social Security – you can apply online at www.ssa.gov for retirement benefits or benefits as a spouse if you: • are at least 61 years and 9 months old; • are not currently receiving benefits on your own Social Security record; • have not already applied for retirement benefits; and • …

By Bonie Montalvo Divorce is not easy, and many couples who start the separation process never legally separate and obtain a divorce. Couples who are legally married, but apart, forgo divorce due to a myriad of reasons, ranging from wanting to protect their children and avoiding ugly divorce battles, to evading the emotional, mental, and financial strain associated with divorce. While …

By Toni Eatros, MS, Dipl Ac, AP How did it happen? I was cruising through life, doing the family and business thing. One morning I looked in the mirror. There was a new crease on my forehead and crow’s feet around my eyes when I smiled. I know these were not there the day before. Aging changes are subtle. Wrinkles, age …

By Linda Culotta, Mortgage Loan Officer – New Construction/Renovation Loan Specialist In an effort to assist fundraising efforts for children faced with critical illness, I am sharing this information with the hope readers will respond and participate in this upcoming Family Fun Day event. I am excited to have been asked to become the Team Lead of corporate fundraising for …

By Dr. John P. Landi, MD, FACS, RPVI, RPhS, Diplomate of The American Board of Venous and Lymphatic Medicine Since I am a vein specialist my eyes tend to focus on veins every place, but especially in the legs since they are usually the most prominent. Last weekend while I was sitting outside the movie theater waiting for the show …

By Dorothy Minichiello Vintage Lashes™ offers the ultimate skin rejuvenation techniques using your own PRP.  This method is often referred to as the Vampire Facial because your platelet-rich plasma is spun in a centrifuge to separate the blood from the plasma which is then delivered at time of puncture directly through the microneedles.  A combination of PRP and microneedling results in …

Connie Moody, CTA, DS is a travel and cruise specialist, but when it comes to notable trips, she’s quick to talk about the iconic and historic Route 66. Connie made the eight state journey by motor coach, which she split into two different trips. Although many people enjoy taking the voyage straight through, Connie felt that she would benefit from spending …

By Greg Pascucci Research indicates that the aging process is different for men and women. Not only are the responses from the body different but so is the male/female psychology on getting older. According to a study, older men cited the following concerns about aging: Independence—The Boomer Project, a leading authority on insights about the 50+ market, revealed that 90 percent …

Dr. Michael J. Petrocelli, More than 75% of people in the United States will experience foot disorders. A large percentage of these individuals are in the aging population, but other factors can contribute to foot pain, like standing on your feet for extended periods of time, ill-fitting shoes, hereditary and genetic disorders, excessive exercise, trauma, and diseases. However, one of the …

Understanding hair growth explains a lot about how difficult it is to get rid of unwanted hair efficiently. The hair follicle, which is implanted in the dermis, has papillae that contains tiny blood vessels. The base of the papillae is the bulb, which divides every one to three days. Two sheaths protect and nourish the hair. There are three stages of …